Financial
Education
Financial illiteracy is not an issue unique to any one population.
It affects everyone: men and women, young and old, across all racial and socioeconomic lines.
– US Advisory Council on Financial Literacy
Our Promise to You
Materialism is buying things we don’t need with money we don’t have to impress people we don’t know.
Ethical $pending does not sell “stuff”. Nor do we accept ads from companies trying to get you to buy their “stuff.”
We figure, you are bombarded enough by merchants whose sole agenda is to separate you from your money.
Here at Ethical $pending, our soul agenda is to connect you with your God.
We have no desire to loan you money so you can pay back other companies that have previously loaned you money.
We have no desire to watch you waste your hard-earned money on finance books and programs that will teach you how to stop wasting your hard-earned money on finance books and programs.
JU$T LOVE
Refreshing. Isn’t it?
Personal Finance Education
“Financial illiteracy is not an issue unique to any one population. It affects everyone: men and women, young and old, across all racial and socioeconomic lines…”
– US Advisory Council on Financial Literacy
All information and education provided by Ethical $pending is free.
That’s right, free. Just our way of passing on to you what some professionals have to say about healthy and mature money management.
No catch. No gimmicks. No hidden offers or exorbitant fees to consolidate your loans. No outlined-in-the-fine-print unexpected charges. No spiraling you innocently deeper and deeper into debt. No taking advantage of you when you are ready and willing to be in a better place financially. No predatory or otherwise hidden agenda here.
JU$T LOVE
Refreshing. Isn’t it?
For I know the plans I have for you declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future.
– Jeremiah 29:11 (NIV)
Increasing your knowledge by studying personal finance can change your thinking.
Increasing your wisdom by studying and applying God’s Word to your finances can change your heart.
Ask and it will be given to you; seek and you shall find; knock and the door will be opened to you.
– Matthew 7:7 (NIV)
Click Education Titles Below to Learn More
Choose to be an Ethical $pender
Money Management 
Budget Development
Wise Use of Consumer Credit
Coping With Financial Crisis
Consumer Information
Ethical $pending
Your Choice | God's Miracle
JU$T LOVE
No judgment. We know it gets hard sometimes.
It will be easier once you find wisdom and gain understanding.
God will bless you in seemingly impossible ways!
Ethical $pending is a CHOICE to base your MONEY beliefs & behaviors on spiritual VALUES.